I’ve moved to Bunq because it looked so nice to have multiple subaccounts to organize my cash. But here I ran into another limitation from Bunq. I pay a decent amount of money for this subscription so I expect a properly working product. I don’t want workarounds and certainly not that much frustrations as in the last months.

So Bunq please act as a proper modern bank and come up with features that let us be free instead of limited.

For me, not being able to withdraw a partial amount directly from the savings account is a big limitation, the workaround is cumbersome. I don't need (and want) an extra barrier to access my savings and to me this is a bad design decision.

Recently the Mass Interest feature has changed (https://together.bunq.com/d/55218-update-to-massinterest-as-of-december-2-2022/2), so that now only interest is calculated for saving accounts and no longer on sub-accounts. I use the sub-accounts for different kind of savings (e.g. Car, House, Healthcare) and shared those sub-accounts with my partner so that we can both see it and pay expenses from these specific accounts. That's the reason I chose Bunq. But now with the changes to Mass Interest, I will no longer receive any interest. A dedicated savings account does not suffice because:

• they cannot be shared
• you cannot pay expenses from these accounts

So please change Mass Interest to include all (or selected) sub accounts OR make savings accounts shareable and allow to pay from the saving accounts.