Ashad there's nothing impolite about my answer. I'm simply suggesting that other companies might have offers that suit your needs better. 😁 Obviously I want you to stay with bunq, but not when that doesn't fit your needs. bunq has a completely different revenue model, which is/appears expensive, hence it doesn't fit everyone. And bunq also only wants you to have a bank that fits you best, when bunq's offering doesn't match your needs then they are also the first to refer you to other banks. in the end the aim is just to get everyone the best experience. 🙂