Valerios It's against their Terms and Conditions (T&C). They actively forbid this and warn you about this. Enforcement started this year and it's really irritated and very unfortunate that Bunq has turned very hostile against crypto while other neobanks not only allows it but also supports it. Even most traditional banks are pretty neutral about it (not against, like forbidding it and not supporting it either).
I find it worrying that a bank tells me what I can and cannot do with my own money. It goes against their slogan of "bank of the free". Most of the time they parrot that it's regulatory necessary and compliance but this is BS, because most traditional banks are neutral about it and some banks even supports and sell crypto themselves Like Revolut and N26.
See Personal Account T&C: https://www.bunq.com/documents/personal and see the relevant section below:
10.2 Financial misuse
At bunq, we believe in giving you the freedom to use your money the way you want it. However, we also have a legal obligation to prevent the misuse of the financial system. To keep everyone safe, we ask that you follow our fair use policy.
Our accounts are meant for everyday banking use, such as making payments and saving money. It is not meant for business activities or receiving charitable donations, for that we offer business accounts. To minimize the risk of misuse, we ask that you avoid using your account for these higher-risk activities:
- Gambling with large amounts of money;
- Using a personal account for Business purposes;
- Depositing or withdrawing large amounts of cash;
- Actively trading or investing in real estate, forex, precious metals, crypto assets, or unregulated markets;
- Receiving, spending, or sending money to countries that are considered high-risk by the European Union or have a low score on the Corruption Perception Index from Transparency International.
Please note that this list is not exhaustive, and we may terminate our relationship with you if we notice any other high-risk behavior on your account. We assess each situation on a case-by-case basis.
If we do notice any concerning behavior, we may terminate our relationship with you at any time, even if we initially allowed the behavior or did not take action against it.
We hope you enjoy using your bunq account and appreciate your cooperation in keeping our financial system safe for everyone.