Expand the auto save feature (collection of all ideas)

TimoNowitzki

Heda
Hello Tobias 👋,
these are some really really nice ideas :) And I defiantly would love to have a % savings possibility.
I think it would also be nice if you could create a savings account that does not have a goal. This way you could save with the autosave feature and save money but not for a goal, because maybe you don't have one yet or you just want to save money in general.
Having the possibility to create a connected saving accounts would be truly awesome, and I don't quite understand why this was not included in the update to be honest.

Let's wait and see I am sure that bunq will add more and more features over time like they did with 3D Secure for example.

PS: I have edited your post and remove the # since Together supports markdown this made the text bold.

Have a great day,
Timo

REDONE

I was looking for the exclude/include acounts from autosave. That would be nice.

Esther-Orange-Unicorn

Redouan Totally agree. I think to exclude / include accounts from Auto Saving would be the next step, a necessary update of the great Auto Saving feature. A lot of bunqers request it already.

Thomas-Grey-Butterfly

Redouan Its a blocker for me now since money is disappearing from my shared account now

Michael-Indigo-Badger-440710752

Great ideas!

I think not only should it be possible to have savings from a joint account be triggered by transactions from all owners, but it should also be possible to create a joint savings account, so that one can save together.

I also would like to see multiple “instances” of auto-save. So I could turn on auto-save for one savings account (and combining the other idea of being able to choose which accounts should be used to auto-save from) and select which accounts I want to save from, and then turn on auto-save for another savings account and do the same.
It would be slightly tricky from a user-experience perspective to handle multiple auto-saves from one account going to different target savings accounts (idea 5), so maybe in an initial implementation one could either just equally split each auto save transaction among all target savings account (with no ability to customise the split), or even not allow multiple auto-saves from the same account initially and add it later. It’d then still be useful to say “auto save from my main personal account to my personal savings account X”, and then “auto save from our shared groceries account to our shared savings account Y”.

Rory

Amazing post, I love this auto-save feature and I can see it being improved a lot over time.

KiS

I'd like to auto save also from selected card transactions. Like if you pay in a shop.

Heda

Koop in Stroom

I added your idae to the main post.

Roland-Grey-Lion

I’d like to +1 on the part where you can choose accounts to save from

Clifton-Green-Lion

Would really like to be able to share the savings account with my wife, but can seem to?

JeroenE

Clifton You can't, auto save is a personal account and they didn't include the connect option.

Jan-Maroon-Dragon-2978434571

I’d like to auto save on more then 1 goal!

Victor-Golden-Lynx

Great ideas!
I would additionally like to see the possibility of changing regular accounts into saving ones, and maybe back as well. Just in case you change your mind, and would like to designate an existing account just for savings or vice versa.

andreasdueren

I would like to be able to have multiple saving going at the same time for the same payment. For example if I pay 9,50€ I would like to put 2% (0,19€) into each of my children’s savings accounts as well as rounding up the amount to the next full euro (0,50€) for the next holiday or something.

wvrsm

I’ve already mentioned it elsewhere but one more time can’t hurt;

I am much in favor of the “include/exclude account” option!

BBiker

Auto save by percent is most important on business accounts. You can set for example from incoming Transaktion 30% for the tax. But nothing for outgoing.

Heda

BBiker 🇩🇪🇬🇧 🏳️‍🌈 added your idea to the main post. Think this is a great suggestion and it would make the auto saving feature even better. Lets keep upvoting this topic so bunq sees that we really love the auto saving feature and give us even more control over it.

marcozima

Heda +1 on the improvements, especially to make it work with joint accounts as a joint saving goal. On the other side, I suggest to keep it simple, so I’m all in also for setting a % but I would rather keep out the option of selecting card type transactions.

Brian-Maroon-kiwi

A friend of mine had the idea to make the auto save function dynamic. Now it just rounds up 1, 2 or 5 euros at any transaction.

His idea was to let you set your own rules like:

If transaction is higher than €10,-
Then auto save €1,-

If tansaction is higher than €30,-
Then auto save €2,-

If transaction is higher than €100,-
Then auto save €15,-

And of course you could just set it at any value you would like to auto save.

Would be cool! Let me know if this is a fun addition Thanks! 😊🎈

Mat64

Bjorn You could use Limitless for as they do this for card transactions.