bunq Together

Small overdrafts

Dyouth27

Jakob Well, actually I did learn a few things from you and no, you don't sound like a negative nanny. Culture difference? Maybe. However, I don't think you were negative. Too bad Coronavirus seems to be after all of us and so I'm home reading and writing bunq ideas. Lol 😂😂😂

Stephane-Azure-Kiwi

Je vous répond a mon.message jai pas dit chaque mois dans moment critique j aurais sûrement pas utilité ca peut dépanné on.sais jamais tous le monde peut ce retrouve dans des conditions confuses..

Stephane-Azure-Kiwi

Jai jamais parlé de cadeau de bunq jai dit dépanné on cas où il.ya qu'il comprennent ici

Stephane-Azure-Kiwi

Alex Mon avis ta rien vraiment compris à message de hier

Dyouth27

Stephane How exactly would that work? If you didn't mean a loan or a gift, what do you mean by help if you can? Now I'm not sure your messages is clear at all. Sadly... 😞😞

Stephane-Azure-Kiwi

Une aide quand ou on peut débloqué on cas de nécessité urgente bien sûr que on rembourse dans les 15 jours

Sander

Stephane you can never be sure that people will reimburse you, who should carry the risk for this? If bunq would need to carry this risk then they need to ensure to be able to compensate this with other income.. how do you envision this exactly?

Stephane-Azure-Kiwi

Aucun cadeau ni prêt une aide

Stephane-Azure-Kiwi

Déjà ce sera pas pour tous le monde les clients qui sont deja chez bunq depuis un moment mettent régulièrement leurs salaire ou épargne sur le compte

Sander

Stephane Even for loyal customers there is a risk that has to be covered somehow. Someone being a customer for years is no guarantee they will not abuse the ability. So bunq would need a way to cover that risk,... I do like the idea in theory.. It has been proposed multiple times already, but it should also be feasible for bunq to offer it. That's what's often lacking in these ideas unfortunately. So I'd love to hear how you expect these risks to be covered.. 🙂

Stephane-Azure-Kiwi

Pour les clients fidèle et régulier

Stephane-Azure-Kiwi

On tous être dans le besoin

Petrus-Olive-Tiger

Stephane Klopt, ik heb nood aan een nieuwe vriendin (verkering net uit), maar krediet, een lening of rood staan gaat Bunq denk ik niet doen.

Dyouth27

Stephane I have a idea with title "Make secured credit card an option." On that thread you can see my response as to how Bunq could do it, as well as Jakob-Y suggestion to be able to get overdraft by setting a negative balance ourselves.

Stephane-Azure-Kiwi

Oui c'est très bien

Dyouth27

Sander The only way to cover it is by implementing my original idea or the idea that Jakob-Y proposed. Otherwise it's an unsecured credit/overdraft. I made a post a few days ago. You may check it out. Jakob-Y actually made a counter suggestion in response to that post. My original idea could work. His idea could perhaps work too...

Carmen-Purple-Penguin

So nobody interested about loan or overdraft?

Rune

Nothing ethical about high fees for the banks green credentials, just very old marketing. The travel card was to get people on board, people that it seems bunq are happy to let go by replacing it with an expensive account. Sad.

Rune

Yea overdrafts or pay in 3 or 4 like Klarna would be cool