• bunq Joint

Wauw wat een actie. Net nadat ik bunq joint heb afgesloten besluiten jullie zonder enige informatie of overleg deze abonnementsvorm op te zeggen. Jullie komen hiermee uiterst onberekenbaar en onbetrouwbaar over. Het Bunq premium hebben jullie toendertijd ook iedereen letterlijk door de strot geduwd. Ik zat net in het proces alles over te zetten naar bunq maar ga per direct weg. Jammer Bunq maar voor jullie genoeg betrouwbare alternatieven. Zo ga je niet met klanten om. 🖕

    @bunq#154527
    "Or, alternatively you can simply choose Pack. Pack allows you to have 4 Premium memberships for just €19.99 a month. The exact same price as Joint, whilst offering you more! "

    Correct me if I'm wrong, but with the 'old' joint you paid €9.99 for 2 people. I understand that the pack is for 4, but then you would need 2 additional people to match that price, am I missing something?

      @smyles#154524 Also is not true! Why are they saying they will give current Joint subscribtions the possibility of not paying any extra. We do as we start paying 4.99 for the next 3 months. So if you've had 3 people on Joint it will be 15€.

      In I getting this message wrong?

        @bunq#154527 At least some clarification. But..

        1. why wasn't this the message upfront?
        2. Why the skewed poll question?
        3. Also why did you not actively involve everyone who would be affected in the poll?
        4. Why the immediate change into the new system without prior notice?

        Please work on your communication and transparancy. I'll wait the two months now what the new joint account means for us..
        Because I don't feel I can trust my bank of choice anymore to be open and fair to me.

          @Alexander-Violet-Zebra-37082715#154535 Joint was for up to 4 people. I've had 3 people in my joint

            @bunq#154527 Perhaps Bunq should already start sharing what the new joint is, including pricing. It could save many customers (including me). If the "new joint" was already a planned product, why did'nt Bunq wait with al these changes when this new product is ready to go live?

              @freakyaxel#154536 It feels like a scramble for a new plan after the backlash today. I do not trust that this was the plan all along.

              If it were I’m sure that would have been communicated, if not to us then to the moderators maybe (one of which seems to have quit over this announcement).

              I don’t think you have the message wrong. I think the problem is that the message is a total mess.

                @bunq#154527 Okay. Thanks for clarification, the new joint package sounds great, but one remaining question: what will it costs us? Because if that also increases our monthly costs, it's still a loss.

                  @bunq#154527 For exact the same price? We have to pay 15 euros instead of 10 euros now...

                    @bunq So, for who did not know the previous joint cost:
                    - Joint offered a sort of Premium Account that could have been shared by UP TO 4 people: 4 cards in total (one for each), interests are shared up to 10.000 (so 2.500 for each account if 4)
                    - Cost: 9.99€

                    They are saying that the Bunq Pack costs the same as Joint. NOT TRUE.

                    Or if it's true I would like to understand why are they saying that...

                    Here is the proof: https://web.archive.org/web/20190811223458/https://www.bunq.com/pricing
                    (WayBackMachine) This is the bunq webpage a couple of month ago

                      Het is een interessante vraag of het inderdaad is toegestaan om zomaar een abonnement om te zetten.

                      Veel bunq'ers zijn akkoord gegaan met een bepaald product wat bunq aanbood, zoals bunq promo, met vrij gunstige voorwaarden en geen maandelijks bedrag.

                      Dit soort afspraken heten in het Nederlands recht een "kernbeding" en hebben voorrang op "algemene voorwaarden". De belangrijkste punten die je hebt afgesproken bij het afsluiten van een contract, mag je dus niet zomaar aanpassen via algemene voorwaarden. (6:231 BW)

                      Mag bunq dan helemaal geen producten aanpassen? Dat mag op zich wel, maar dan dienen beide partijen expliciet akkoord te gaan - het hele product wordt immers omgegooid. Ook kan bunq op termijn producten beëindigen. Maar op deze manier stilzwijgend abonnementen omzetten van bunq promo naar bunq premium, is juridisch echt niet in orde. bunq dient echt expliciet en pro-actief te vragen wat gebruikers willen (opzeggen of een betaald abonnement nemen), wat bunq nu doet is juridisch gewoon niet toegestaan.

                        @freakyaxel#154552 Hi Alex,

                        The Pack subscription cost you the same amount if you were 2 in the joint subscription and that you join 2 other users on the Pack subscription. It then costs 5 euros/head , we hope it helps!

                          @bunq#154559 Yeah then say that...
                          Not that it costs the same, you are telling people only lies.

                          I bet more than half of the Joint accounts were not with strangers. Now you are inviting people to join with strangers? You are making things sooo complicated for people!

                          You say that Joint was a mess, well was a mess also for this way of communication, wouldn't you think?

                          I actually was very pleased with Joint, understood very well what was about and how it worked. It wasn't a mess. It was awesome, but you were supposed to block users join with strangers as the goods are shared and not dedicated to every account. That's all!

                            bunq locked the discussion.
                              Enzo unlocked the discussion.

                                @bunq#154527 There is no confusion.

                                You are screwing your most loyal customers, alienating them to the point where they are ready to leave.

                                Then you tell us that a new plan is in progress, and it will be fine. Great... But it looks like you don't really have a decent plan moving forward, because this radical change made you rethink your current strategy after they were released to a large amount of push back.

                                This is poor form, a recipe for disaster and completely unacceptable to me when I entrust my entire household's income to your bank every month.

                                  Staat er ergens dat Bunq na 3 maanden 7,99 per gebruiker gaat rekenen bij het nieuwe Joint abonnement an drie maanden? Als daar duidelijkheid over komt zou het een hoop onrust wegnemen lijkt me. Volgens mij is het duidelijk dat het nieuwe joint abonnement ook niet meer dan 10 Euro per 2 gebruikers zou moeten zijn.