I have a business account and also make payments to the Dutch Tax Authorities. They rely very much on the Payment Reference for allocating the incoming payments - this does make sense. Unfortunately, I have to make multiple Tax payments each month 😉 and for both parties it is nice to have a unique reference for each payment.
Now it recently happened to me that while creating the payment using the bunq app, the payment went through while the payment reference was incomplete and without the payment reference being validated. This will essentially require me and the counter party for some additional time and recourses to get this sorted out, while I know as a part-time developer that the implementation is not that difficult.
I think it would be in line with the bunq philosophy to make payments and processing as effortless as possible to have such a input validation in place, even if it would only be a Dutch regional requirement.
This one would definitely get my vote being a business owner and business user.
