[SUGGESTION] Update Spending Insights for Shared Expenses

[deleted]

Imagine I'm booking flight tickets for myself and my girlfriend. I cover the cost for both of us, opting to pay upfront. After completing the purchase, I utilize the 'split payment' feature, sending a request for her share of the cost. Once she reimburses me, the transaction is complete.

However, one aspect of this process frustrates me. When I visit the budgeting section, it displays the entire amount I initially paid for the "travel" category. Ideally, it should only reflect half of this sum since I've split the cost and received a portion back, specifically tagged under "travel" as well.

To illustrate:

I purchase two flight tickets for a total of 350 euros, categorized under "Travel."
In the budgeting section, for April, it shows my total expenditure as 350 euros for "travel."
I divide the 350 euros equally and send a payment request for her half.
She reimburses me 175 euros, which is also allocated to the "travel" category.
Despite this, the budgeting tab still indicates that I have spent the full 350 euros on "travel," failing to account for the received reimbursement.

marko-

Hey there FR 👋 Thank you for your contributions to the community!

Those are some really good insights, I'll pass this on to our team right away. Let's see what other community members think about it. 🌟

[deleted]

I think I can understand that not any transaction incoming should reflect the spending insight. But if it is a transaction where I specificaly used the bunq split feature It would be great for the budgeting feature to understand that this transaction is/was a shared expense and update the category insight accordingly.

So obviously if I'd just send a payment request or receive money that is linked to category "x". insight should show I have spent x amount - the payment received. It should do this only if I use the split feature.

Because most likely if I use the split feature on an existing transaction it means that I have payed upfront and we are sharing the expenses. Thus I didn't spend the full amount on category "x"

[deleted]

Also after I split a transaction, if I go back to the transaction and click on the top right on activity, it doesn't show the split payment event.

[deleted]

FR Wouldn't it be great?

I am viewing transaction "x" page. I click split payment share the link. And instead of viewing its status elsewhere, I go to the original payment, click on the event icon (top right) and I see if someone has payed me back or not. Of course show the received transaction in the general overview but also show the status of the payment request within the original transactions event overview..