bunq Together

Ideas
[SUGGESTION] easy budgeting per country

[SUGGESTION] easy budgeting per country

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Imagine the following

I am planning a trip to the USA, so I create a sub-account dedicated to expenses for the USA.

Now instead of creating a dedicated (virutal) card in the USA and/or linking my cards dual pin to the sub-account USA, add the following feature:

when creating a sub-account allow a user to categorize by transaction location rather than a category (groceries, dinner, etc) bunq system would basically say: IF tranasction happened in USA THEN use sub-account USA.

While technically you can achieve this by changing your cards settings to be hard-linked to a sub-account. This method just works seemless. + -> new sub-account -> category = country -> and you are done. No need to worry that maybe some expenses done in the foreign country (e.g buying water from a supermarket) will go to your groceries sub-account but just sticks to the country sub-account!

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Another example, I was on holiday and prior to my trip I rented a car using my bunq card. during online payment I specifically said to take it from my main account.

whilst arriving to pickup the car I had to pay a gas fee which be returned upon giving the car back with full gas. Also this payment was done through my main sub-account. When the payment however got returned, it did not return to my main sub-account but to my transportation sub-account. Having a country sub-account would simply put all in one spot.

emily-Blue-Wolverine

@Indigow14#290637 Hey there, FR 👋

Thanks very much for your suggestion! It's great to hear how your banking experience could be made even more convenient! I see you've already added the idea tag to your post 🙌 Let's see if other bunqers think your idea can help make life easy 🌈