Hey bunqers 🌈

We’re very happy to announce that we raised MassInterest on Personal Accounts.
As of January 1, 2023, the following applies:

  • The Interest rate for Personal Savings Accounts raises from 1.05% to 1.31%, the highest rate in the market.
  • The interest rate for Business Accounts will remain on a market high 1.05%.
  • You’ll get interest on savings up to €100,000.
  • All your savings are automatically protected up to €100,000 by the Dutch Deposit Guarantee Scheme.

Why is MassInterest raised?

We always strive to offer you the best possible interest rate. With the European Central Bank’s recent rate hikes, we continue to increase our interest rates too.

How can I set up my dedicated Savings Account to receive MassInterest?

If you don’t have a Savings Account yet, simply follow the steps below:

  1. From your Home screen
  2. Press 🟣+ Add
  3. Select Add Sub-Account
  4. Select Savings Account
  5. Personalize your account as you like
  6. Done!

In case you currently have active Savings Accounts, the new MassInterest rate will automatically apply to them.

Good to know

  • Savings Joint Account are back! You can create one right away and see how it all works here
  • You’ll be able to withdraw funds instantly, twice per month from all your Savings Accounts (no limit on withdrawal amount), learn more here.

Related topics:

Want to learn more? Explore more bunq knowledge here 🌈

5 days later

Is the savings account free? If not, how much is / month please?

    Gelten die 100.000 pro Sparkonto oder pro Kunde?

      @Sebastian-Red-Falcon#273560 Per customer

        One savings account is free. If you want multiple savings account, it will require a paid plan like Easy Money or Easy Green.

          Kan ik ergens terugvinden hoe de berekening van dit percentage werkt in de maandelijkse uitbetaling van de rente? Dit percentage van 1,31% is jaarlijks neem ik aan?

            Is there a difference in interest rate if i choose a regular account as if i choose a specific saving account?

              So just to clarify how much do i need to have in a savings account in order ti earn interest ?

                @New-Lilac-Sheep-2920025365#273563 Klopt, 1,31% jaarlijks. Elke maand krijg je 1/12 van 1,31% uitbetaald op een Bunq rekening naar keuze.

                  @New-Lilac-Sheep-2920025365#273563 Klopt, 1,31% jaarlijks. Elke maand krijg je 1/12 van 1,31% uitbetaald op een Bunq rekening naar keuze.

                    hoe kan ik een en/of spaar account aanmaken?

                      @Matt (trainee) ??-Aquamarine-Whale#273588 Hi thanks, but what I mean is: how can I add a savings account on both mine and my partners name ('en/of' in Dutch)

                        Hoi, jullie zijn inmiddels ingehaald door trade Republic die 2% rente biedt. Aangezien jullie streven naar de hoogste rente in de markt, neem ik aan dat jullie binnenkort verhogen naar 2,01%?

                          Wann wird denn die Funktion für "Joint Savings Goals" wieder aktiviert? Aktuell kann ich meine neuen Saving Goal accounts nicht mit meinem Mit-Kontoinhaber teilen.

                            @Queenie#273597 yes that's my problem/question as well

                              bunq locked the discussion.
                                bunq stickied the discussion.
                                  5 days later

                                  @Queenie#273597 Saving Joint accounts have been stopped with the recent MassInterest update, but this option will become available back in the (short) future.

                                  Keep an eye for incoming updates!

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