bunq Together

Refilling Subaccounts

PSanetra

Hi,

I am just starting to use bunq, but from the descriptions I am not sure how refilling my subaccounts work.

So I am splitting this post into two parts. First part is the description how I understood how refilling currently seems to work by looking at the descriptions from the app. Second part is a description how I would like it to work. Maybe I am overlooking some way how it can work that way.

1. How refilling works from looking at the descriptions

What I could see there are currently two ways to refill a subaccount.

Using refill notifications

Here I can set a lower limit on a subaccount that specifies when I want to receive a push notification via my app.

I don't understand the "Refill to" option. Is this an option that appears when I click on the push notification in Android and that I just need to confirm? If this is true, where is this amount coming from? Is this choosable in the refill notification form? Which options are there?

Using Easy Budgeting

Here I see that I can choose to transfer a fixed amount of money from another subaccount to my budgeting account. But this is not really a refilling option as my subaccount will always grow or shrink over time, depending on the real amount of money spent in a specific month.

2. What I am looking for

So what I am looking for is a way to refill my subaccounts automatically from some other (main) subaccount. If a specific lower threshold is reached there should be an automatic transfer to match a specific balance again. I don't always want to get a notification and have to react with a manual confirmation. This is what I like about Paypal. I can pay what I want and it rebalances automatically from some other bank account.

thijsoost

Philip Hi!

The "Refill to" option works like this:

You receive a notification when the balance falls below the set amount
If you tap the notification, you see several options to refill your account, it refills to the set amount
This feature is manually

About the budget feature: if you set it to, for example, €300 and choose the first day of the month, the budget is refilled up to €300 from a sub-account of your choosing. This happens automatically.

There's no option to make automatic transfers if a specific lower threshold is reached.

New-Blue-Pelican-3563283101

What you can do is to sort incoming payments to sub accounts.
But that doesn't fill to a specific amount.

Would be really nice to have.