Bernd (DE - Hamburg)🇩🇪Wizard@thijsoost#257168 Offensichtlich hat Johannes Geld aus einem Automaten einer Sparkasse in Deutschland gezogen und dabei die obige Gebühr gezahlt.
Ob er verstanden hat, dass es Hunderte selbständige Sparkassen in DE gibt und jede ihre eigenen Gebühren festlegt?
ThijsProdigy@Bernd-Cyan-Penguin#257186 Ah okay! Could be the case, I've never used an ATM in Germany
hiroshxdRookieDeutsche Bank ist bei mir Kostenlos mit der Maestro Karte. Wohne aber auch ziemlich Grenznah zu den Niederlanden. Weiß daher nicht ob das allgemein so ist. 🤔
ThijsProdigy@hiroshxd#257196 The bunq community has reported free withdrawals at these ATMs:
The bunq community has reported (possible) additional fee's for withdrawals at these ATM's:
hiroshxdRookieTop, danke 👍🏻 Bin nun fast 2 Jahre hier, aber die Liste ist mir bisher echt entgangen. Das sind Ja doch einige. Da hat er wohl echt einfach das falsche los gezogen. 😅👌🏻
ThijsProdigy@hiroshxd#257198 This list is available for every country in the bunq app! Go to:
MarkusWizardThe ATM also always displays the fees you would have to pay if you withdraw cash. So if you have to pay a fee, just look for another ATM. In Germany there is usually a high count of ATMs and different banks even in smaller towns, because Germans really love their cash 😂 And you can always use Barzahlen/Viacash to deposit and withdraw cash:
Johannes. DE-(GE)🇩🇪Rookie@thijsoost#257168 Genau!!! immer bei deutsche Bank Geld abgehoben waren keine Gebühren bei Sparkasse abgehoben sind Gebühren.
Özlem SoltaniRookie@thijsoost#257197 You can also withdraw money from any grocery store. Just tell the cashier taht you want to withdraw this and that amount of money and pay with your bunq card. In that way you can save the fees!
Keep it up✌🏻
JakobProdigy@New-Fuchsia-Akita-3306451494#257365 In Germany only a few supermarkets (basically just Aldi Süd and Norma) support so-called "Cashback" withdrawals with Mastercard and they often require a minimum purchase amount of goods from the store. More info: https://www.hanseaticbank.de/klarmacher/bezahlen/geld-abheben-im-supermarkt-so-funktioniert-das-cashback So if you're doing this be aware of this limitation!
There are many more stores who support Viacash (also called "Barzahlen") which you can use directly from the bunq app. In that case you're scanning a barcode and there's no purchase necessary. More info: https://together.bunq.com/d/14531
Both options have their advantages & disadvantages but most of the time I prefer using Viacash just because there are more stores that support it.
Özlem SoltaniRookieYeah I know. The bar zahlen is okay but I don’t like the fees. In the supermarkets in Austria you only have to buy something it doesn’t matter how much it costs. And they don’t take fees for withdrawals
JakobProdigy@New-Fuchsia-Akita-3306451494#257369 Gotcha. Indeed when using Viacash it counts as a normal withdrawal for your bunq plan. I have a plan with four free withdrawals a month, and normally I need around 1 withdrawal per month so it works for me, but it's a good tip if you find yourself withdrawing cash frequently. Good to know that it's so much better in Austria! Maybe to be expected because their standard card is Mastercard. Here in Germany we have a special domestic card scheme that only works in Germany and it's often the reason for incompatibilities like these.
Özlem SoltaniRookie@Jakob-Y#257370 It’s really useful being able to withdraw money from grocery stores because 4 free withdrawals aren’t enough because most places unfortunately don’t accept card payments. When depositing money I first use my 100€ free barzahlen deposit and if I want to add more I use my original (the account I had before joining bunq)account to deposit the money for free (Raiffeisenbank) and then transfer it to bunq via sofort. It works really good for me ✌🏻
Keep it up,
Özlem ;)
