When you open a bunq account, we ask you to provide your personal tax residency information.
Most banks make you provide this right away, but bunq gives you 90 days to send your Tax Identification Number (TIN). So it's always the most convenient for you.
What's a Tax Identification Number (TIN)?
A Tax Identification Number, or TIN, is a personal number identifier issued by fiscal authorities in countries where you're a tax resident. In other words, it's a number that has to be reported for tax purposes.
When you provide us with yours, please remember that only alphanumeric numbers are allowed (so no special characters such as - / . )
Why am I required to provide my Tax Number(s)?
You can check out this topic to find out why!
Tax Identification Numbers in the EEA (European Economic Area)
With this link you can see a list of all tax identification numbers in the European Economic Area. Find your country to learn the name of your tax identification number and where you can locate it.
Tax Identification Numbers in other countries
Are you tax resident in another country?
Keep in mind that you need to provide your Tax Identification Number for every country where you're a tax resident, even if that country isn't listed above. TIN is known in the following countries as:
- Austria 🇦🇹: TIN - 9 digits, TIN isn't present on most documents, and can be changed when moving - then, it's issued by local authorities
- Belgium 🇧🇪: NN (Numéro National) - 11 digits
- Bulgaria 🇧🇬: Personal Identification Number - 10 digits, for Bulgarian citizens: Unified Civil Number; for expats living in Bulgaria: Personal Foreigner’s Number
- Croatia 🇭🇷: OIB - 11 digits
- Cyprus 🇨🇾: TIC (Tax Identification Code) - 8 digits and 1 letter
- Denmark 🇩🇰: CPR-number - 10 digits
- Estonia 🇪🇪: Isikukood - 11 digits
- Germany 🇩🇪: IdNr. (Identifikationsnummer) - 11 digits
- Greece 🇬🇷: CPR number - 9 digits
- Hungary 🇭🇺: Adóazonosító jel - 10 digits, present on TIN cards
- Finland 🇫🇮: TIN - 11 characters, some formats differing for people born in the 19th, 20th, and 21st century
- France 🇫🇷: SPI number - 13 digits, can be found on tax declaration forms
- Ireland 🇮🇪: PPS number - 7 digits + 1 or 2 letters, can be found on tax return forms
- Italy 🇮🇹: Codice fiscale - 11 characters, can be found on health or TIN cards
- Latvia 🇱🇻: Personas kods (PIC) - date of birth + 5 digits (issued before July 1st 2017), “32” + 9 digits (issued after July 1st 2017)
- Lithuania 🇱🇹: Asmens kodas/Personal number - 11 digits
- Luxembourg 🇱🇺: Social security identification number - 13 digits, can be found on social security identification cards
- Malta 🇲🇹: Identity Card Number - 7 digits + 1 letter (for Maltese nationals); TIN - 9 digits (for expats living in Malta)
- The Netherlands 🇳🇱: BSN/persoonsnummer - 9 digits
- Poland 🇵🇱: PESEL - 11 digits; NIP - 10 digits (for business/tax purposes only)
- Portugal 🇵🇹: Número de identificação fiscal - 9 digits
- Romania 🇷🇴: CNP/Codul de înregistrare fiscală - 13 digits
- Slovakia 🇸🇰: Rodné číslo - 9 or 10 digits
- Slovenia 🇸🇮: TIN - 8 digits, can be found on the tax registration form or certificate of residence
- Spain 🇪🇸: Spanish system has multiple numbers for identification purposes, all of which can function as TIN - read more here
- Sweden 🇸🇪: Personnummer (for people registered in the Swedish population record)/Samordningsnummer (for people not registered in the Swedish population record) - 10 digits
- United Kingdom 🇬🇧: Unique Taxpayer Reference - 10 digits, can be found on tax return forms; National Insurance Number - 2 letters + 6 digits + 1 letter, can be found on insurance cards, employee’s payslips, or letters issued by the Department for Work and Pensions
bunq Business users
If you've a Business account with us, you'll need to provide us with your personal Tax Identification Number rather than the one of your company. This is because we always need to verify your Personal account in order to activate your Business account. You can find more details about that here.
Still have questions?
If you've trouble finding your Tax Identification Number, you can get in touch with the local authorities or contact our support with any questions.
Want to learn more?
Explore more bunq knowledge here. 🌈