• Ideas

  • Enable SEPA Instant payments

a year later

God verdomme Bunq 2021 en nog geen instant payment met andere banken. Dit is de grootste reden dat ik bij jullie weg ga ik zit met klanten die wachten op betalingen en jullie doen er gewoon 2 dagen over. Zeer slechte zakelijke bank zijn jullie. Alles is perfect maar op gebied van betalen zijn jullie de slechtste van Europa

    @Jakob-Y#185881 Kost wat tijd? het is al 2 jaar zo, als het al niet langer is

      @Elias-Purple-Wolf#225344 I don't use Revolut. The instant payments at bunq are still working fine of course. Because bunq uses both the TIPS and RT1 network for instant payments for both incoming and outgoing payments, the coverage is better than at most other banks.

      Only for Dutch customers it might be less good, because Dutch banks also have their own systems and most of them don't participate in the bigger European instant payment schemes. Not really an issue for me as a non-Dutchie though, I'd rather have more overall coverage.

        @Jakob-Y#225345 Ik ben al bij ÊÊn andere bank (Rabobank) aangemeld. bunq is leuk voor kinderen maar voor voor bedrijven die snel groeien heeft bunq geen goede service

          Hello bunqers, 🌈

          We're more than happy to see your involvement in this topic. Please be aware that we support instant transfers between RT1 participants and also the TIPS system. đŸ’ļ

          We're working on expanding the horizons of the instant transfers on our side, so we'd like to thank you for the feedback. đŸ’Ē

          Cheers,
          Erika 🎉

            4 months later

            Hi, is there any update from BUNQ to include SEPA Instant payments? Thank you! 👌

              @New-Magenta-Dolphin-2906553301#232422 SEPA Instant Payments are supported via both TIPS and RT1. What would you like an update about?

                6 months later

                What about SEPA SCT instant transfers?

                Transfers to some (maybe all) companies with bank accounts that work with SEPA SCT instant, are not instant. Resulting in delays, often hours or even till mid next day. Bunq to Clearjunction bank for instance.

                  @Luke-Azure-Dragon#241844 What about SEPA SCT instant transfers?

                  Supported over both major networks as written above. Works perfectly fine for me, but ClearJunction accounts for cryptocurrency exchanges might be limited on purpose because of higher fraud rates. Not sure if that is what you're referring to. In any case you can look up if the bank that you want to send an SCT Instant transfer to is connected to TIPS (new ECB system) or RT1 (classic SCT Instant) on their respective websites. For bunq it doesn't matter, they're connected to both and accept both incoming and outgoing instant payments.

                    2 years later

                    @Jakob-Y If this is the case why does it take a couple of hours to transfer funds from my Bunq account to Revolut? Now I use iDEAL but I shouldn't have to just to transfer instant money to Revolut. Revolut supports instant payments, so I don't know what's the issue.

                      @Remzi#291990

                      sinds we bij Revolut een Nederlandse iban hebben, duurt dit inderdaad erg lang met een instant payment.
                      bunq verstuurt het meteen, het lijkt bij Revolut te liggen dat het zo lang duurt. ideal werk veel beter ja.

                        ik heb vanmiddag 2x met ideal geld overgezet naar Revolut, en stond er meteen op.

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