• Ideas

  • Feature request: allow €50K+ payments

I wish I had this problem :(

    Ik wil ook wel zo'n probleem !

      I got 99 problems, but this is ain't one 😂

      But anyway, I can imagine that it can come in handy to be able to transfer a large amount, for example to pay for a house. But I think these cases are relative rare and most of the time there are workarounds. For instance splitting it up, like also some other banks advice you to do.

      bunq 🌈 is a relative new and small bank, so I can imagine such large amount doesn't fit their risk appetite. But who knows what the future brings.

        @JohnDo#108669 bunq 🌈 is a relative new and small bank, so I can imagine such large amount doesn't fit their risk appetite. But who knows what the future brings.

        Maybe Ali knows how to do it?

          Ik wou dat ik tegen dit probleem aan liep, helaas niet het geval 😂😂

            @Purple-Lion#108676
            When you'll grow up and have worked for 10-20 years you'll have that issue. Hehe

              @Heiko-Hartwig#108677 Kijk, dit geeft motivatie 👌🏻💪🏻

                If you’d ask me, it is a good idea to keep this limit in force. Now it seems handy, but by time you have 500.000 on your bank account and you can easily book let’s say 250.000 in one time, it means also persons who somehow get access to your account can so this.

                The liability will be with bunq and I think in order of risk aversion, bunq would not want to change this.

                I know banks like ING allow bigger sums, but not completely without coincidence, they are the banks that attract huge fines for lack of controlling money laundering and such. :-))

                  I just created a business account and found out here about this problem. We need to be able to pay the belastingdienst > 50k. This is a huge issue for business accounts. We can not cancel our ING account like this and fully move to bunq. With suppliers we can split the payment in multiple transactions but this is not possible when we pay tax.

                    @Rens-Navy-Panther#108811 Zover ik weet kan je de belastingdienst gewoon in meerdere 'termijnen' betalen, gewoon bij elke transactie het zelfde betalingskenmerk geven en dan moet het werken.

                      Laat time I tried that we simply got the money back on our account. Maybe it depends on what kind of tax payment it is.

                      I wonder what the reason is for this limit. You can make 20x 50k transactions within the same day, so as a security measure it does not make much sense either.

                        I wonder how many bunq users have this problem. I sure as hell don’t. One problem I wouldn’t mind having though.

                          @Robert-Silver-Turtle-4265395482#108912 This topic was opened by a business account user. These users might have this problem where as a private might not.

                            @Heiko-Hartwig#108914 Ahhhh
                            Makes more sense then.

                              @Robert-Silver-Turtle-4265395482#108915 Und ich hatte hier bisher erst knapp 20K - konnte mich dann aber doch nicht dazu entscheiden es hier zu lassen.

                                I think this could be a solution: if i

                                  Ich denke das wäre eine gute Lösung : bei Zahlungen über 50k, meldet man sich vorher beim Support sodass alles dokumentiert wird. Dieser schaltet die einzelne Zahlung frei. So hat bunq die Dokumentation wegen der Sicherheit und der Kunde kann Zahlungen ausführen.

                                  Wenn ihr diese Lösung mögt, gebt ein high-Five 🖐

                                    2 years later

                                    🔗 At this moment the maximums are:

                                    Personal:
                                    Default limit: €1,000 total per day
                                    Maximum limit: €50,000 total per day

                                    Business:
                                    Default limit: €1,000 total per day
                                    Maximum limit: €50,000 per transaction and €1,000,000 total per day

                                    Why can't personal accounts have the same configuration like business accounts? They can transfer 20x 50.000 per day.
                                    So perhaps for personal accounts at least something like 5x 50.000 per day?

                                    bunq: "Bank of the just that amount of free we allow" 😆

                                    PS:
                                    Obviously, this does not concern a lot of people (or even specifically you), but that's besides the point.
                                    If you're not experiencing this issue that does not mean the issue does not exist.
                                    So be a hero and keep it to yourself.

                                    edit: added link
                                    edit: added bunq slogan

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